Southern Heritage Bank
Flowery Branch, GA — Domestic Branch of a Domestic Bank
Acquired Aug 2004
Return on Average Assets Over Time
| Return on Average Assets | Southern Heritage Bank | All Insured Commercial Banks in Georgia |
| 06-30-2004 | 1.103 | 1.308 |
| 03-31-2004 | 1.105 | 1.26 |
| 12-31-2003 | .444 | 1.28 |
| 09-30-2003 | .588 | 1.305 |
| 06-30-2003 | .775 | 1.296 |
| 03-31-2003 | .732 | 1.238 |
| 12-31-2002 | .876 | 1.281 |