Total Capital Ratio Over Time
Total Capital Ratio Southern Heritage Bank All Insured Commercial Banks in Georgia
06-30-2004 14.25 14.66
03-31-2004 12.9 14.801
12-31-2003 13.34 15.105
09-30-2003 14.12 15.207
06-30-2003 14.06 14.866
03-31-2003 11.63 14.839
12-31-2002 13.17 14.964