Leverage Ratio Over Time
Leverage Ratio Southern Heritage Bank All Insured Commercial Banks in Georgia
06-30-2004 11.06 9.93
03-31-2004 10.96 9.897
12-31-2003 10.91 10.02
09-30-2003 10.78 10.066
06-30-2003 11.55 9.807
03-31-2003 8.96 9.773
12-31-2002 10.11 9.829