Southern Heritage Bank
Flowery Branch, GA — Domestic Branch of a Domestic Bank
Acquired Aug 2004
Tier 2 Capital Over Time
| Tier 2 Capital | Southern Heritage Bank | All Insured Commercial Banks in Georgia |
| 06-30-2004 | 1,114,000 | 1,504,490 |
| 03-31-2004 | 1,115,000 | 1,498,927 |
| 12-31-2003 | 1,040,000 | 1,444,816 |
| 09-30-2003 | 1,220,000 | 1,441,344 |
| 06-30-2003 | 1,086,000 | 1,334,823 |
| 03-31-2003 | 980,000 | 1,328,878 |
| 12-31-2002 | 855,000 | 1,304,842 |