Southern Heritage Bank
Flowery Branch, GA — Domestic Branch of a Domestic Bank
Acquired Aug 2004
Tier 1 Capital Over Time
| Tier 1 Capital | Southern Heritage Bank | All Insured Commercial Banks in Georgia |
| 06-30-2004 | 13,181,000 | 14,449,928 |
| 03-31-2004 | 12,854,000 | 14,309,128 |
| 12-31-2003 | 12,530,000 | 13,941,861 |
| 09-30-2003 | 12,518,000 | 13,669,565 |
| 06-30-2003 | 12,443,000 | 13,212,774 |
| 03-31-2003 | 8,724,000 | 12,908,972 |
| 12-31-2002 | 8,546,000 | 12,755,940 |