Southern Heritage Bank
Flowery Branch, GA — Domestic Branch of a Domestic Bank
Acquired Aug 2004
Provision for Loan & Lease Losses Over Time
| Provision for Loan & Lease Losses | Southern Heritage Bank | All Insured Commercial Banks in Georgia |
| 06-30-2004 | 110,000 | 545,859 |
| 03-31-2004 | 100,000 | 376,485 |
| 12-31-2003 | 1,206,000 | 1,822,800 |
| 09-30-2003 | 641,000 | 1,408,432 |
| 06-30-2003 | 240,000 | 940,800 |
| 03-31-2003 | 123,000 | 481,431 |
| 12-31-2002 | 298,000 | 2,382,029 |