Efficiency Ratio Over Time
Efficiency Ratio Southern Financial Bank All Insured Commercial Banks in Virginia
03-31-2004 49.874 65.972
12-31-2003 46.017 64.911
09-30-2003 44.354 64.352
06-30-2003 44.201 63.374
03-31-2003 44.311 62.719
12-31-2002 44.067 63.6