Southern Financial Bank
Warrenton, VA — Domestic Branch of a Domestic Bank
Acquired May 2004
Net Interest Margin Over Time
| Net Interest Margin | Southern Financial Bank | All Insured Commercial Banks in Virginia |
| 03-31-2004 | 4.133 | 4.07 |
| 12-31-2003 | 4.367 | 4.084 |
| 09-30-2003 | 4.375 | 4.087 |
| 06-30-2003 | 4.485 | 4.142 |
| 03-31-2003 | 4.63 | 4.196 |
| 12-31-2002 | 4.52 | 4.307 |