Somerset Valley Bank
Somerville, NJ — Domestic Branch of a Domestic Bank
Acquired May 2007
Net Interest Margin Over Time
| Net Interest Margin | Somerset Valley Bank | All Insured Commercial Banks in New Jersey |
| 03-31-2007 | 3.261 | 3.557 |
| 12-31-2006 | 3.726 | 3.775 |
| 09-30-2006 | 3.83 | 3.858 |
| 06-30-2006 | 3.895 | 3.885 |
| 03-31-2006 | 3.855 | 3.834 |
| 12-31-2005 | 3.934 | 3.97 |
| 09-30-2005 | 3.969 | 3.905 |
| 06-30-2005 | 3.645 | 3.895 |
| 03-31-2005 | 3.654 | 3.91 |
| 12-31-2004 | 3.759 | 3.875 |
| 09-30-2004 | 3.767 | 3.901 |
| 06-30-2004 | 3.761 | 3.93 |
| 03-31-2004 | 3.89 | 3.913 |
| 12-31-2003 | 3.857 | 3.853 |
| 09-30-2003 | 3.848 | 3.829 |
| 06-30-2003 | 3.868 | 3.891 |
| 03-31-2003 | 3.82 | 3.931 |
| 12-31-2002 | 3.92 | 4.071 |