Efficiency Ratio Over Time
Efficiency Ratio Somerset National Bank All Insured Commercial Banks in Kentucky
09-30-2007 70.575 65.924
06-30-2007 70.648 66.138
03-31-2007 71.622 66.777
12-31-2006 72.333 65.047
09-30-2006 70.745 64.563
06-30-2006 70.351 63.918
03-31-2006 72.301 64.995
12-31-2005 69.701 63.822
09-30-2005 67.874 63.022
06-30-2005 67.744 63.278
03-31-2005 67.625 64.354
12-31-2004 60.752 63.911
09-30-2004 61.949 63.176
06-30-2004 61.524 63.432
03-31-2004 58.113 64.083
12-31-2003 51.622 63.309
09-30-2003 49.367 62.73
06-30-2003 49.482 62.654
03-31-2003 50.34 63.422
12-31-2002 50.833 62.137