Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Somerset National Bank All Insured Commercial Banks in Kentucky
09-30-2007 12.06 16.405
06-30-2007 12.4 16.426
03-31-2007 12.37 16.571
12-31-2006 10.86 16.636
09-30-2006 11.24 16.908
06-30-2006 12.31 16.634
03-31-2006 12.26 16.705
12-31-2005 12.89 16.226
09-30-2005 13.66 16.164
06-30-2005 14.21 16.027
03-31-2005 14.36 16.013
12-31-2004 15.11 15.804
09-30-2004 15.01 15.683
06-30-2004 14.55 15.556
03-31-2004 13.21 15.488
12-31-2003 12.84 15.207
09-30-2003 12.37 15.152
06-30-2003 12.69 15.146
03-31-2003 12.94 15.066
12-31-2002 12.15 15.007