Efficiency Ratio Over Time
Efficiency Ratio Shrewsbury State Bank All Insured Commercial Banks in New Jersey
12-31-2004 55.91 67.556
09-30-2004 55.271 67.43
06-30-2004 55.448 68.24
03-31-2004 55.142 68.983
12-31-2003 55.881 70.163
09-30-2003 56.33 70.632
06-30-2003 57.117 69.756
03-31-2003 57.217 70.823
12-31-2002 53.797 71.543