Efficiency Ratio Over Time
Efficiency Ratio Sequoia National Bank All Insured Commercial Banks in California
03-31-2005 96.413 68.656
12-31-2004 91.505 71.614
09-30-2004 93.83 71.664
06-30-2004 105.71 72.622
03-31-2004 107.353 74.921
12-31-2003 143.771 78.394
09-30-2003 146.688 69.685
06-30-2003 163.573 70.304
03-31-2003 146.203 69.597
12-31-2002 95.202 70.571