Net Interest Margin Over Time
Net Interest Margin Sears National Bank All Insured Commercial Banks in Arizona
03-31-2004 .914 4.737
12-31-2003 1.794 4.4
09-30-2003 1.972 4.423
06-30-2003 2.352 4.413
03-31-2003 2.844 4.142
12-31-2002 3.829 4.817