Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Sears National Bank All Insured Commercial Banks in Arizona
03-31-2004 408.42 20.199
12-31-2003 409.14 18.678
09-30-2003 151.62 20.564
06-30-2003 119.17 20.436
03-31-2003 138.69 26.858
12-31-2002 196.35 28.489