Savannah Bank National Association
Savannah, NY — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | Savannah Bank National Association | All Insured Commercial Banks in New York |
| 12-31-2016 | 3.42 | 3.19 |
| 09-30-2016 | 3.423 | 3.191 |
| 06-30-2016 | 3.423 | 3.187 |
| 03-31-2016 | 3.422 | 3.145 |
| 12-31-2015 | 3.555 | 3.147 |
| 09-30-2015 | 3.526 | 3.142 |
| 06-30-2015 | 3.526 | 3.142 |
| 03-31-2015 | 3.552 | 3.146 |
| 12-31-2014 | 3.574 | 3.226 |
| 09-30-2014 | 3.592 | 3.232 |
| 06-30-2014 | 3.61 | 3.199 |
| 03-31-2014 | 3.589 | 3.193 |
| 12-31-2013 | 3.55 | 3.203 |
| 09-30-2013 | 3.494 | 3.196 |
| 06-30-2013 | 3.437 | 3.196 |
| 03-31-2013 | 3.389 | 3.205 |
| 12-31-2012 | 3.775 | 3.354 |
| 09-30-2012 | 3.931 | 3.382 |
| 06-30-2012 | 4.116 | 3.388 |
| 03-31-2012 | 4.195 | 3.424 |
| 12-31-2011 | 4.176 | 3.492 |
| 09-30-2011 | 4.121 | 3.5 |
| 06-30-2011 | 4.028 | 3.484 |
| 03-31-2011 | 3.953 | 3.491 |
| 12-31-2010 | 3.9 | 3.486 |
| 09-30-2010 | 3.902 | 3.516 |
| 06-30-2010 | 3.894 | 3.497 |
| 03-31-2010 | 3.841 | 3.479 |
| 12-31-2009 | 3.947 | 3.401 |
| 09-30-2009 | 3.969 | 3.415 |
| 06-30-2009 | 4.053 | 3.352 |
| 03-31-2009 | 4.036 | 3.338 |
| 12-31-2008 | 4.021 | 3.461 |
| 09-30-2008 | 4.057 | 3.49 |
| 06-30-2008 | 3.882 | 3.471 |
| 03-31-2008 | 3.597 | 3.494 |
| 12-31-2007 | 3.5 | 3.639 |
| 09-30-2007 | 3.459 | 3.66 |
| 06-30-2007 | 3.407 | 3.643 |
| 03-31-2007 | 3.393 | 3.663 |
| 12-31-2006 | 3.64 | 3.733 |
| 09-30-2006 | 3.725 | 3.735 |
| 06-30-2006 | 3.873 | 3.771 |
| 03-31-2006 | 3.957 | 3.78 |
| 12-31-2005 | 4.212 | 3.805 |
| 09-30-2005 | 4.208 | 3.809 |
| 06-30-2005 | 4.174 | 3.795 |
| 03-31-2005 | 4.134 | 3.787 |
| 12-31-2004 | 3.628 | 3.715 |
| 09-30-2004 | 3.521 | 3.657 |
| 06-30-2004 | 3.423 | 3.678 |
| 03-31-2004 | 3.62 | 3.659 |
| 12-31-2003 | 3.652 | 3.735 |
| 09-30-2003 | 3.608 | 3.752 |
| 06-30-2003 | 3.677 | 3.811 |
| 03-31-2003 | 3.747 | 3.835 |
| 12-31-2002 | 3.989 | 4.072 |