Sandy Spring Bank
Olney, MD — State Member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Sandy Spring Bank | All Insured Commercial Banks in Maryland |
| 12-31-2016 | 3.425 | 3.678 |
| 09-30-2016 | 3.414 | 3.693 |
| 06-30-2016 | 3.397 | 3.695 |
| 03-31-2016 | 3.365 | 3.692 |
| 12-31-2015 | 3.379 | 3.664 |
| 09-30-2015 | 3.371 | 3.633 |
| 06-30-2015 | 3.362 | 3.683 |
| 03-31-2015 | 3.362 | 3.687 |
| 12-31-2014 | 3.405 | 3.704 |
| 09-30-2014 | 3.405 | 3.707 |
| 06-30-2014 | 3.415 | 3.687 |
| 03-31-2014 | 3.399 | 3.685 |
| 12-31-2013 | 3.593 | 3.676 |
| 09-30-2013 | 3.623 | 3.657 |
| 06-30-2013 | 3.5 | 3.632 |
| 03-31-2013 | 3.531 | 3.635 |
| 12-31-2012 | 3.572 | 3.728 |
| 09-30-2012 | 3.589 | 3.735 |
| 06-30-2012 | 3.554 | 3.74 |
| 03-31-2012 | 3.524 | 3.76 |
| 12-31-2011 | 3.536 | 3.788 |
| 09-30-2011 | 3.551 | 3.841 |
| 06-30-2011 | 3.57 | 3.825 |
| 03-31-2011 | 3.592 | 3.802 |
| 12-31-2010 | 3.55 | 3.827 |
| 09-30-2010 | 3.54 | 3.792 |
| 06-30-2010 | 3.504 | 3.772 |
| 03-31-2010 | 3.391 | 3.772 |
| 12-31-2009 | 3.142 | 3.654 |
| 09-30-2009 | 3.099 | 3.584 |
| 06-30-2009 | 3.195 | 3.535 |
| 03-31-2009 | 3.331 | 3.478 |
| 12-31-2008 | 3.911 | 3.828 |
| 09-30-2008 | 3.974 | 3.87 |
| 06-30-2008 | 3.95 | 3.878 |
| 03-31-2008 | 3.955 | 3.883 |
| 12-31-2007 | 4.09 | 4.232 |
| 09-30-2007 | 4.062 | 4.236 |
| 06-30-2007 | 4.024 | 4.23 |
| 03-31-2007 | 4.012 | 4.179 |
| 12-31-2006 | 4.233 | 4.374 |
| 09-30-2006 | 4.27 | 4.418 |
| 06-30-2006 | 4.287 | 4.423 |
| 03-31-2006 | 4.301 | 4.391 |
| 12-31-2005 | 4.371 | 4.332 |
| 09-30-2005 | 4.372 | 4.297 |
| 06-30-2005 | 4.365 | 4.249 |
| 03-31-2005 | 4.366 | 4.198 |
| 12-31-2004 | 3.687 | 4.135 |
| 09-30-2004 | 3.631 | 4.141 |
| 06-30-2004 | 3.653 | 4.144 |
| 03-31-2004 | 3.774 | 4.156 |
| 12-31-2003 | 3.751 | 4.271 |
| 09-30-2003 | 3.747 | 4.254 |
| 06-30-2003 | 3.778 | 4.312 |
| 03-31-2003 | 3.873 | 4.317 |
| 12-31-2002 | 4.177 | 4.412 |