Efficiency Ratio Over Time
Efficiency Ratio Sand Ridge Bank All Insured Commercial Banks in Indiana
06-30-2005 58.839 65.579
03-31-2005 58.094 66.006
12-31-2004 55.927 65.999
09-30-2004 55.317 65.242
06-30-2004 54.326 65.757
03-31-2004 54.853 66.1
12-31-2003 55.198 63.889
09-30-2003 53.777 62.988
06-30-2003 53.924 62.52
03-31-2003 51.804 62.69
12-31-2002 50.593 61.138