Sand Ridge Bank
Highland, IN — Domestic Branch of a Domestic Bank
Acquired Aug 2005
Net Interest Margin Over Time
| Net Interest Margin | Sand Ridge Bank | All Insured Commercial Banks in Indiana |
| 06-30-2005 | 3.901 | 3.958 |
| 03-31-2005 | 3.912 | 3.903 |
| 12-31-2004 | 4.033 | 3.966 |
| 09-30-2004 | 4.047 | 3.97 |
| 06-30-2004 | 4.039 | 3.933 |
| 03-31-2004 | 3.989 | 3.923 |
| 12-31-2003 | 4.014 | 4.016 |
| 09-30-2003 | 4.157 | 4.016 |
| 06-30-2003 | 4.277 | 4.034 |
| 03-31-2003 | 4.359 | 4.061 |
| 12-31-2002 | 4.489 | 4.221 |