Efficiency Ratio Over Time
Efficiency Ratio San Jose Tri-County Bank All Insured Commercial Banks in Illinois
09-30-2005 150.68 63.135
06-30-2005 160.714 63.051
03-31-2005 142 63.149
12-31-2004 86.788 63.383
09-30-2004 85.542 62.952
06-30-2004 85 63.147
03-31-2004 81.416 63.481
12-31-2003 84.964 63.697
09-30-2003 87.013 62.506
06-30-2003 89.5 62.464
03-31-2003 87 62.651
12-31-2002 82.5 62.349