Efficiency Ratio Over Time
Efficiency Ratio San Joaquin Bank All Insured Commercial Banks in California
09-30-2009 68.789 89.748
06-30-2009 66.376 94.314
03-31-2009 56.554 95.606
12-31-2008 46.037 89.236
09-30-2008 47.136 85.939
06-30-2008 46.75 85.896
03-31-2008 47.251 85.386
12-31-2007 46.772 83.041
09-30-2007 46.799 79.26
06-30-2007 46.651 78.029
03-31-2007 45.711 76.688
12-31-2006 46.965 80.037
09-30-2006 46.534 76.157
06-30-2006 46.358 70.367
03-31-2006 46.991 69.95
12-31-2005 51.193 74.917
09-30-2005 51.803 71.155
06-30-2005 52.633 70.343
03-31-2005 54.595 68.656
12-31-2004 53.081 71.614
09-30-2004 52.58 71.664
06-30-2004 53.309 72.622
03-31-2004 52.124 74.921
12-31-2003 56.765 78.394
09-30-2003 55.379 69.685
06-30-2003 55.881 70.304
03-31-2003 54.836 69.597
12-31-2002 54.396 70.571