Efficiency Ratio Over Time
Efficiency Ratio Ruby Valley Bank All Insured Commercial Banks in Montana
12-31-2016 55.911 64.895
09-30-2016 56.834 64.969
06-30-2016 55.024 65.668
03-31-2016 58.603 67.362
12-31-2015 55.932 66.223
09-30-2015 55.808 65.781
06-30-2015 58.233 66.611
03-31-2015 61.715 70.118
12-31-2014 54.08 69.177
09-30-2014 55.962 68.241
06-30-2014 57.804 68.617
03-31-2014 67.272 70.896
12-31-2013 54.674 70.315
09-30-2013 58.425 71.116
06-30-2013 57.316 71.178
03-31-2013 65.781 72.109
12-31-2012 49.021 70.582
09-30-2012 49.048 69.352
06-30-2012 49.04 70.259
03-31-2012 57.111 68.994
12-31-2011 49.742 67.826
09-30-2011 48.974 66.812
06-30-2011 51.204 68.138
03-31-2011 59.063 69.132
12-31-2010 46.884 70.072
09-30-2010 46.961 68.618
06-30-2010 49.854 67.636
03-31-2010 53.489 68.792
12-31-2009 56.799 68.108
09-30-2009 56.97 66.243
06-30-2009 58.264 66.609
03-31-2009 65.915 65.862
12-31-2008 53.093 63.138
09-30-2008 50.63 61.76
06-30-2008 48.643 61.85
03-31-2008 51.455 62.262
12-31-2007 51.343 61.111
09-30-2007 53.642 59.511
06-30-2007 54.4 59.733
03-31-2007 59.232 61.475
12-31-2006 49.554 58.044
09-30-2006 48.997 57.318
06-30-2006 50.581 57.671
03-31-2006 56.141 59.411
12-31-2005 49.307 59.07
09-30-2005 50.576 58.107
06-30-2005 51.048 58.855
03-31-2005 53.709 58.97
12-31-2004 51.1 60.019
09-30-2004 52.132 58.948
06-30-2004 54.212 59.793
03-31-2004 57.151 61.25
12-31-2003 48.803 61.736
09-30-2003 46.571 60.828
06-30-2003 46.791 61.17
03-31-2003 53.409 61.712
12-31-2002 46.734 61.511