Efficiency Ratio Over Time
Efficiency Ratio Reliance Bank All Insured Commercial Banks in New York
12-31-2003 231.058 66.544
09-30-2003 234.72 66.043
06-30-2003 239.259 65.608
03-31-2003 222.381 66.329
12-31-2002 216.476 68.29