Efficiency Ratio Over Time
Efficiency Ratio Range Bank, National Association All Insured Commercial Banks in Michigan
12-31-2016 73.702 71.925
09-30-2016 74.705 72.284
06-30-2016 75.146 72.703
03-31-2016 74.071 74.111
12-31-2015 71.905 73.902
09-30-2015 73.35 72.796
06-30-2015 73.975 73.108
03-31-2015 73.93 74.364
12-31-2014 73.973 75.309
09-30-2014 74.795 75.334
06-30-2014 74.356 75.605
03-31-2014 75.536 76.846
12-31-2013 71.971 74.841
09-30-2013 70.736 73.806
06-30-2013 69.651 73.811
03-31-2013 69.016 73.988
12-31-2012 68.054 71.723
09-30-2012 68.985 71.614
06-30-2012 67.658 71.839
03-31-2012 68.817 72.697
12-31-2011 67.798 73.486
09-30-2011 68.649 73.637
06-30-2011 69.424 74.221
03-31-2011 71.836 75.166
12-31-2010 65.715 74.379
09-30-2010 66.595 74.86
06-30-2010 68.652 75.739
03-31-2010 69.842 76.883
12-31-2009 59.119 82.058
09-30-2009 59.408 81.121
06-30-2009 57.583 82.109
03-31-2009 56.252 80.184
12-31-2008 65.525 80.181
09-30-2008 64.302 75.465
06-30-2008 64.547 75.619
03-31-2008 65.794 76.097
12-31-2007 62.313 72.221
09-30-2007 63.06 70.635
06-30-2007 66.897 69.92
03-31-2007 66.89 70.315
12-31-2006 61.696 66.877
09-30-2006 60.516 65.716
06-30-2006 60.919 66.171
03-31-2006 65.164 66.982
12-31-2005 62.369 64.078
09-30-2005 61.61 64.016
06-30-2005 62.588 63.808
03-31-2005 65.096 64.541
12-31-2004 64.159 64.329
09-30-2004 64.282 64.747
06-30-2004 64.732 65.538
03-31-2004 65.123 66.274
12-31-2003 60.035 63.66
09-30-2003 56.207 62.955
06-30-2003 53.768 63.034
03-31-2003 53.915 63.233
12-31-2002 61.145 62.526