Efficiency Ratio Over Time
Efficiency Ratio Pointpathbank, National Association All Insured Commercial Banks in Georgia
09-30-2004 87.627 64.404
06-30-2004 87.746 64.229
03-31-2004 86.752 64.639
12-31-2003 111.052 65.562
09-30-2003 124.319 64.676
06-30-2003 147.333 64.537
03-31-2003 205.128 65.157
12-31-2002 423.779 64.609