Efficiency Ratio Over Time
Efficiency Ratio Pocono Community Bank All Insured Commercial Banks in Pennsylvania
09-30-2007 72.978 71.87
06-30-2007 73.545 72.601
03-31-2007 74.1 73.073
12-31-2006 67.442 70.09
09-30-2006 64.593 68.901
06-30-2006 65.026 69.155
03-31-2006 63.341 68.841
12-31-2005 58.252 67.883
09-30-2005 56.284 66.821
06-30-2005 56.443 66.613
03-31-2005 56.874 66.251
12-31-2004 56.782 66.128
09-30-2004 53.713 66.722
06-30-2004 57.138 65.473
03-31-2004 50.273 65.291
12-31-2003 55.659 64.445
09-30-2003 52.557 63.915
06-30-2003 52.103 63.137
03-31-2003 52.345 63.284
12-31-2002 59.616 63.037