Planters & Merchants State Bank
Hearne, TX — Domestic Branch of a Domestic Bank
Acquired Sep 2005
Net Interest Margin Over Time
| Net Interest Margin | Planters & Merchants State Bank | All Insured Commercial Banks in Texas |
| 06-30-2005 | 4.016 | 4.405 |
| 03-31-2005 | 3.951 | 4.377 |
| 12-31-2004 | 4.075 | 4.362 |
| 09-30-2004 | 4.09 | 4.344 |
| 06-30-2004 | 4.096 | 4.301 |
| 03-31-2004 | 4.201 | 4.304 |
| 12-31-2003 | 4.241 | 4.327 |
| 09-30-2003 | 4.224 | 4.323 |
| 06-30-2003 | 4.258 | 4.347 |
| 03-31-2003 | 4.371 | 4.348 |
| 12-31-2002 | 4.378 | 4.573 |