Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Pioneer Bank All Insured Commercial Banks in Kentucky
12-31-2004 12.97 15.804
09-30-2004 12.76 15.683
06-30-2004 12.53 15.556
03-31-2004 12.13 15.488
12-31-2003 12.19 15.207
09-30-2003 12.06 15.152
06-30-2003 12.01 15.146
03-31-2003 11.97 15.066
12-31-2002 12.07 15.007