Efficiency Ratio Over Time
Efficiency Ratio Pine Country Bank All Insured Commercial Banks in Minnesota
12-31-2016 69.531 68.21
09-30-2016 69.532 67.82
06-30-2016 69.436 68.266
03-31-2016 69.549 68.539
12-31-2015 69.08 69.087
09-30-2015 68.84 68.091
06-30-2015 67.382 68.731
03-31-2015 71.703 69.546
12-31-2014 75.594 70.192
09-30-2014 71.949 69.414
06-30-2014 68.47 70.483
03-31-2014 68.639 71.207
12-31-2013 70.787 71.481
09-30-2013 70.353 70.407
06-30-2013 72.365 71.234
03-31-2013 73.257 71.404
12-31-2012 67.236 72.052
09-30-2012 66.137 70.937
06-30-2012 65.874 71.427
03-31-2012 69.505 71.189
12-31-2011 67.314 73.09
09-30-2011 67.669 71.985
06-30-2011 68.047 73.14
03-31-2011 68.747 73.338
12-31-2010 75.195 74.588
09-30-2010 75.194 72.773
06-30-2010 76.256 73.112
03-31-2010 78.874 73.078
12-31-2009 73.584 74.829
09-30-2009 73.605 73.299
06-30-2009 70.098 73.728
03-31-2009 70.273 72.218
12-31-2008 66.383 70.751
09-30-2008 65.436 69.076
06-30-2008 67.777 68.994
03-31-2008 65.184 69.012
12-31-2007 62.564 67.104
09-30-2007 63.194 65.982
06-30-2007 63.504 66.544
03-31-2007 63.365 66.538
12-31-2006 58.99 64.583
09-30-2006 59.237 63.158
06-30-2006 58.173 63.582
03-31-2006 58.923 64.084
12-31-2005 58.168 63.714
09-30-2005 56.124 62.201
06-30-2005 56.753 62.651
03-31-2005 54.798 62.926
12-31-2004 50.662 63.335
09-30-2004 50.918 61.98
06-30-2004 51.037 62.61
03-31-2004 51.866 63.48
12-31-2003 52.93 63.289
09-30-2003 54.107 61.468
06-30-2003 54.821 61.298
03-31-2003 53.633 62.209
12-31-2002 58.818 61.807