Phenix-Girard Bank
Phenix City, AL — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Phenix-Girard Bank | All Insured Commercial Banks in Alabama |
| 09-30-2016 | 3.138 | 3.875 |
| 06-30-2016 | 3.156 | 3.868 |
| 03-31-2016 | 3.082 | 3.852 |
| 12-31-2015 | 3.019 | 3.863 |
| 09-30-2015 | 3.024 | 3.873 |
| 06-30-2015 | 2.997 | 3.848 |
| 03-31-2015 | 2.883 | 3.817 |
| 12-31-2014 | 3.081 | 3.919 |
| 09-30-2014 | 3.08 | 3.912 |
| 06-30-2014 | 3.083 | 3.91 |
| 03-31-2014 | 3.147 | 3.883 |
| 12-31-2013 | 3.269 | 3.919 |
| 09-30-2013 | 3.3 | 3.906 |
| 06-30-2013 | 3.301 | 3.873 |
| 03-31-2013 | 3.389 | 3.843 |
| 12-31-2012 | 3.659 | 3.995 |
| 09-30-2012 | 3.659 | 3.988 |
| 06-30-2012 | 3.719 | 3.984 |
| 03-31-2012 | 3.768 | 3.98 |
| 12-31-2011 | 4.457 | 4.034 |
| 09-30-2011 | 4.666 | 4.025 |
| 06-30-2011 | 4.869 | 3.999 |
| 03-31-2011 | 4.783 | 3.922 |
| 12-31-2010 | 4.939 | 3.908 |
| 09-30-2010 | 4.968 | 3.9 |
| 06-30-2010 | 4.822 | 3.897 |
| 03-31-2010 | 4.695 | 3.858 |
| 12-31-2009 | 4.435 | 3.722 |
| 09-30-2009 | 4.352 | 3.689 |
| 06-30-2009 | 4.326 | 3.628 |
| 03-31-2009 | 4.411 | 3.61 |
| 12-31-2008 | 4.319 | 3.764 |
| 09-30-2008 | 4.356 | 3.833 |
| 06-30-2008 | 4.375 | 3.838 |
| 03-31-2008 | 4.318 | 3.87 |
| 12-31-2007 | 4.425 | 4.13 |
| 09-30-2007 | 4.443 | 4.16 |
| 06-30-2007 | 4.331 | 4.121 |
| 03-31-2007 | 4.245 | 4.121 |
| 12-31-2006 | 4.563 | 4.334 |
| 09-30-2006 | 4.697 | 4.341 |
| 06-30-2006 | 4.795 | 4.342 |
| 03-31-2006 | 4.748 | 4.304 |
| 12-31-2005 | 4.632 | 4.306 |
| 09-30-2005 | 4.652 | 4.266 |
| 06-30-2005 | 4.556 | 4.24 |
| 03-31-2005 | 4.332 | 4.181 |
| 12-31-2004 | 4.222 | 4.241 |
| 09-30-2004 | 4.152 | 4.245 |
| 06-30-2004 | 4.142 | 4.218 |
| 03-31-2004 | 4.45 | 4.232 |
| 12-31-2003 | 4.854 | 4.195 |
| 09-30-2003 | 4.876 | 4.196 |
| 06-30-2003 | 4.922 | 4.18 |
| 03-31-2003 | 4.883 | 4.185 |
| 12-31-2002 | 5.092 | 4.381 |