Efficiency Ratio Over Time
Efficiency Ratio Peoples Trust Company All Insured Commercial Banks in Indiana
09-30-2005 69.017 65.596
06-30-2005 72.241 65.579
03-31-2005 75.033 66.006
12-31-2004 61.147 65.999
09-30-2004 68.631 65.242
06-30-2004 77.716 65.757
03-31-2004 77.123 66.1
12-31-2003 84.181 63.889
09-30-2003 89.625 62.988
06-30-2003 90.793 62.52
03-31-2003 88.122 62.69
12-31-2002 83.735 61.138