Peoples Southern Bank
Clanton, AL — State Member Bank
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Net Interest Margin Over Time
| Net Interest Margin | Peoples Southern Bank | All Insured Commercial Banks in Alabama |
| 09-30-2016 | 2.966 | 3.875 |
| 06-30-2016 | 2.966 | 3.868 |
| 03-31-2016 | 2.98 | 3.852 |
| 12-31-2015 | 3.049 | 3.863 |
| 09-30-2015 | 3.031 | 3.873 |
| 06-30-2015 | 3.024 | 3.848 |
| 03-31-2015 | 3.008 | 3.817 |
| 12-31-2014 | 3.09 | 3.919 |
| 09-30-2014 | 3.113 | 3.912 |
| 06-30-2014 | 3.136 | 3.91 |
| 03-31-2014 | 3.122 | 3.883 |
| 12-31-2013 | 3.241 | 3.919 |
| 09-30-2013 | 3.252 | 3.906 |
| 06-30-2013 | 3.266 | 3.873 |
| 03-31-2013 | 3.28 | 3.843 |
| 12-31-2012 | 3.362 | 3.995 |
| 09-30-2012 | 3.308 | 3.988 |
| 06-30-2012 | 3.256 | 3.984 |
| 03-31-2012 | 3.221 | 3.98 |
| 12-31-2011 | 3.404 | 4.034 |
| 09-30-2011 | 3.415 | 4.025 |
| 06-30-2011 | 3.438 | 3.999 |
| 03-31-2011 | 3.442 | 3.922 |
| 12-31-2010 | 3.67 | 3.908 |
| 09-30-2010 | 3.715 | 3.9 |
| 06-30-2010 | 3.752 | 3.897 |
| 03-31-2010 | 3.772 | 3.858 |
| 12-31-2009 | 3.764 | 3.722 |
| 09-30-2009 | 3.72 | 3.689 |
| 06-30-2009 | 3.686 | 3.628 |
| 03-31-2009 | 3.674 | 3.61 |
| 12-31-2008 | 3.792 | 3.764 |
| 09-30-2008 | 3.8 | 3.833 |
| 06-30-2008 | 3.812 | 3.838 |
| 03-31-2008 | 3.988 | 3.87 |
| 12-31-2007 | 4.432 | 4.13 |
| 09-30-2007 | 4.433 | 4.16 |
| 06-30-2007 | 4.415 | 4.121 |
| 03-31-2007 | 4.285 | 4.121 |
| 12-31-2006 | 4.245 | 4.334 |
| 09-30-2006 | 4.25 | 4.341 |
| 06-30-2006 | 4.287 | 4.342 |
| 03-31-2006 | 4.259 | 4.304 |
| 12-31-2005 | 4.044 | 4.306 |
| 09-30-2005 | 3.954 | 4.266 |
| 06-30-2005 | 4.003 | 4.24 |
| 03-31-2005 | 3.913 | 4.181 |
| 12-31-2004 | 4.034 | 4.241 |
| 09-30-2004 | 3.986 | 4.245 |
| 06-30-2004 | 3.991 | 4.218 |
| 03-31-2004 | 3.966 | 4.232 |
| 12-31-2003 | 4.174 | 4.195 |
| 09-30-2003 | 4.197 | 4.196 |
| 06-30-2003 | 4.272 | 4.18 |
| 03-31-2003 | 4.008 | 4.185 |
| 12-31-2002 | 4.68 | 4.381 |