Relationships	Role	Relationship Start	Relationship End
Nbt Bancorp Inc.	Parent	2/18/2000	3/16/2001
Lake Ariel Bancorp, Inc.	Parent	11/26/1983	2/16/2000
La Lease, Inc.	Subsidary	12/29/1988	3/16/2001
Pennstar Realty Trust	Subsidary	12/29/2000	3/16/2001
Pennstar Financial Services, Inc.	Subsidary	7/11/1997	12/28/2000

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Nbt Bank, National Association	Buyer	8,699,767	Pooling of Interests	Discontinued	3/17/2001
Pioneer American Bank, National Association	Seller	422,527	Pooling of Interests	Discontinued	12/9/2000
The Pocono Bank	Seller	18,612		Discontinued	4/25/1992