Efficiency Ratio Over Time
Efficiency Ratio Patriot Bank All Insured Commercial Banks in Pennsylvania
03-31-2004 66.64 65.291
12-31-2003 60.601 64.445
09-30-2003 61.277 63.915
06-30-2003 60.432 63.137
03-31-2003 61.287 63.284
12-31-2002 59.219 63.037