Efficiency Ratio Over Time
Efficiency Ratio Patrick Henry National Bank All Insured Commercial Banks in Virginia
09-30-2006 69.516 66.252
06-30-2006 69.345 66.809
03-31-2006 66.57 66.465
12-31-2005 71.705 66.06
09-30-2005 70.724 64.247
06-30-2005 69.535 64.679
03-31-2005 69.188 65.369
12-31-2004 69.416 65.278
09-30-2004 67.935 64.991
06-30-2004 68.991 65.483
03-31-2004 68.83 65.972
12-31-2003 61.224 64.911
09-30-2003 59.381 64.352
06-30-2003 57.959 63.374
03-31-2003 55.852 62.719
12-31-2002 58.348 63.6