Efficiency Ratio Over Time
Efficiency Ratio Pacific Northwest Bank All Insured Commercial Banks in Washington
03-31-2004 54.527 69.721
12-31-2003 45.046 69.779
09-30-2003 57.906 69.287
06-30-2003 55.331 71.259
03-31-2003 54.352 71.921
12-31-2002 56.24 74.045