Pacific National Bank
Miami, FL — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | Pacific National Bank | All Insured Commercial Banks in Florida |
| 12-31-2016 | 3.497 | 3.553 |
| 09-30-2016 | 3.525 | 3.555 |
| 06-30-2016 | 3.528 | 3.561 |
| 03-31-2016 | 3.628 | 3.576 |
| 12-31-2015 | 3.234 | 3.596 |
| 09-30-2015 | 3.1 | 3.58 |
| 06-30-2015 | 3.052 | 3.572 |
| 03-31-2015 | 3.102 | 3.562 |
| 12-31-2014 | 3.612 | 3.589 |
| 09-30-2014 | 3.523 | 3.589 |
| 06-30-2014 | 3.522 | 3.559 |
| 03-31-2014 | 3.481 | 3.537 |
| 12-31-2013 | 3.523 | 3.515 |
| 09-30-2013 | 3.516 | 3.507 |
| 06-30-2013 | 3.497 | 3.489 |
| 03-31-2013 | 3.48 | 3.479 |
| 12-31-2012 | 3.637 | 3.605 |
| 09-30-2012 | 3.596 | 3.595 |
| 06-30-2012 | 3.549 | 3.585 |
| 03-31-2012 | 3.592 | 3.601 |
| 12-31-2011 | 3.776 | 3.562 |
| 09-30-2011 | 3.813 | 3.551 |
| 06-30-2011 | 3.834 | 3.521 |
| 03-31-2011 | 4.01 | 3.464 |
| 12-31-2010 | 3.712 | 3.384 |
| 09-30-2010 | 3.718 | 3.374 |
| 06-30-2010 | 3.682 | 3.343 |
| 03-31-2010 | 3.57 | 3.311 |
| 12-31-2009 | 3.229 | 3.114 |
| 09-30-2009 | 3.095 | 3.06 |
| 06-30-2009 | 3.091 | 3.016 |
| 03-31-2009 | 3.236 | 3.008 |
| 12-31-2008 | 3.676 | 3.435 |
| 09-30-2008 | 3.472 | 3.538 |
| 06-30-2008 | 3.406 | 3.568 |
| 03-31-2008 | 3.834 | 3.6 |
| 12-31-2007 | 4.46 | 4.088 |
| 09-30-2007 | 4.501 | 4.11 |
| 06-30-2007 | 4.672 | 4.109 |
| 03-31-2007 | 4.714 | 4.087 |
| 12-31-2006 | 4.51 | 4.437 |
| 09-30-2006 | 4.616 | 4.441 |
| 06-30-2006 | 4.422 | 4.408 |
| 03-31-2006 | 4.273 | 4.374 |
| 12-31-2005 | 4.062 | 4.355 |
| 09-30-2005 | 4.049 | 4.314 |
| 06-30-2005 | 3.969 | 4.24 |
| 03-31-2005 | 3.796 | 4.189 |
| 12-31-2004 | 3.372 | 4.074 |
| 09-30-2004 | 3.298 | 4.042 |
| 06-30-2004 | 3.166 | 4.015 |
| 03-31-2004 | 3.26 | 4.061 |
| 12-31-2003 | 3.323 | 4.041 |
| 09-30-2003 | 3.411 | 4.034 |
| 06-30-2003 | 3.551 | 4.045 |
| 03-31-2003 | 3.823 | 4.094 |
| 12-31-2002 | 4.178 | 4.271 |