Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Ontario National Bank All Insured Commercial Banks in New York
09-30-2006 15.23 21.371
06-30-2006 14.95 21.348
03-31-2006 14.49 20.533
12-31-2005 13.75 20.6
09-30-2005 13.03 18.973
06-30-2005 12.6 19.209
03-31-2005 12.35 19.008
12-31-2004 11.96 19.873
09-30-2004 11.13 19.446
06-30-2004 10.88 18.26
03-31-2004 11.4 17.476
12-31-2003 11.28 17.464
09-30-2003 11.66 17.431
06-30-2003 11.41 17.778
03-31-2003 12.34 17.699
12-31-2002 12.33 18.347