Oconee State Bank
Watkinsville, GA — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Oconee State Bank | All Insured Commercial Banks in Georgia |
| 12-31-2016 | 3.493 | 4.031 |
| 09-30-2016 | 3.653 | 4.028 |
| 06-30-2016 | 3.887 | 4.008 |
| 03-31-2016 | 3.529 | 4.018 |
| 12-31-2015 | 3.343 | 4.023 |
| 09-30-2015 | 3.349 | 3.993 |
| 06-30-2015 | 3.297 | 3.947 |
| 03-31-2015 | 3.269 | 3.907 |
| 12-31-2014 | 3.292 | 3.965 |
| 09-30-2014 | 3.312 | 3.953 |
| 06-30-2014 | 3.266 | 3.912 |
| 03-31-2014 | 3.274 | 3.851 |
| 12-31-2013 | 3.42 | 3.871 |
| 09-30-2013 | 3.471 | 3.845 |
| 06-30-2013 | 3.577 | 3.809 |
| 03-31-2013 | 3.309 | 3.753 |
| 12-31-2012 | 3.598 | 3.876 |
| 09-30-2012 | 3.673 | 3.863 |
| 06-30-2012 | 3.687 | 3.832 |
| 03-31-2012 | 3.972 | 3.802 |
| 12-31-2011 | 3.772 | 3.778 |
| 09-30-2011 | 3.746 | 3.736 |
| 06-30-2011 | 3.659 | 3.654 |
| 03-31-2011 | 3.609 | 3.548 |
| 12-31-2010 | 3.553 | 3.49 |
| 09-30-2010 | 3.579 | 3.452 |
| 06-30-2010 | 3.71 | 3.398 |
| 03-31-2010 | 3.554 | 3.366 |
| 12-31-2009 | 2.813 | 3.225 |
| 09-30-2009 | 2.71 | 3.188 |
| 06-30-2009 | 2.612 | 3.141 |
| 03-31-2009 | 2.708 | 3.091 |
| 12-31-2008 | 2.84 | 3.451 |
| 09-30-2008 | 3.209 | 3.539 |
| 06-30-2008 | 3.212 | 3.593 |
| 03-31-2008 | 3.365 | 3.695 |
| 12-31-2007 | 3.735 | 4.299 |
| 09-30-2007 | 3.849 | 4.362 |
| 06-30-2007 | 3.882 | 4.402 |
| 03-31-2007 | 3.888 | 4.392 |
| 12-31-2006 | 4.495 | 4.682 |
| 09-30-2006 | 4.58 | 4.707 |
| 06-30-2006 | 4.564 | 4.695 |
| 03-31-2006 | 4.496 | 4.589 |
| 12-31-2005 | 4.576 | 4.561 |
| 09-30-2005 | 4.54 | 4.517 |
| 06-30-2005 | 4.55 | 4.464 |
| 03-31-2005 | 4.632 | 4.388 |
| 12-31-2004 | 4.45 | 4.386 |
| 09-30-2004 | 4.489 | 4.37 |
| 06-30-2004 | 4.345 | 4.329 |
| 03-31-2004 | 4.231 | 4.334 |
| 12-31-2003 | 3.804 | 4.329 |
| 09-30-2003 | 3.677 | 4.316 |
| 06-30-2003 | 3.596 | 4.278 |
| 03-31-2003 | 3.611 | 4.252 |
| 12-31-2002 | 4.219 | 4.478 |