Efficiency Ratio Over Time
Efficiency Ratio Northway State Bank All Insured Commercial Banks in Illinois
09-30-2005 81.477 63.135
06-30-2005 81.91 63.051
03-31-2005 76.987 63.149
12-31-2004 82.508 63.383
09-30-2004 79.387 62.952
06-30-2004 81.775 63.147
03-31-2004 79.805 63.481
12-31-2003 92.382 63.697
09-30-2003 89.323 62.506
06-30-2003 92.752 62.464
03-31-2003 89.521 62.651
12-31-2002 92.89 62.349