Efficiency Ratio Over Time
Efficiency Ratio Northstar Bank All Insured Commercial Banks in Michigan
12-31-2016 70.175 71.925
09-30-2016 69.283 72.284
06-30-2016 70.076 72.703
03-31-2016 70.398 74.111
12-31-2015 73.113 73.902
09-30-2015 72.272 72.796
06-30-2015 74.4 73.108
03-31-2015 75.393 74.364
12-31-2014 72.126 75.309
09-30-2014 72.516 75.334
06-30-2014 72.832 75.605
03-31-2014 73.806 76.846
12-31-2013 69.398 74.841
09-30-2013 71.222 73.806
06-30-2013 70.175 73.811
03-31-2013 69 73.988
12-31-2012 62.599 71.723
09-30-2012 62.572 71.614
06-30-2012 62.192 71.839
03-31-2012 66.876 72.697
12-31-2011 63.969 73.486
09-30-2011 63.115 73.637
06-30-2011 61.747 74.221
03-31-2011 62.914 75.166
12-31-2010 61.322 74.379
09-30-2010 60.064 74.86
06-30-2010 62.075 75.739
03-31-2010 61.018 76.883
12-31-2009 58.471 82.058
09-30-2009 63.165 81.121
06-30-2009 65.341 82.109
03-31-2009 69.164 80.184
12-31-2008 61.493 80.181
09-30-2008 62.126 75.465
06-30-2008 64.3 75.619
03-31-2008 67.917 76.097
12-31-2007 69.272 72.221
09-30-2007 70.309 70.635
06-30-2007 71.048 69.92
03-31-2007 74.589 70.315
12-31-2006 71.294 66.877
09-30-2006 72.281 65.716
06-30-2006 73.47 66.171
03-31-2006 75.803 66.982
12-31-2005 76.222 64.078
09-30-2005 75.744 64.016
06-30-2005 76.412 63.808
03-31-2005 77.438 64.541
12-31-2004 81.159 64.329
09-30-2004 85.322 64.747
06-30-2004 89.475 65.538
03-31-2004 93.113 66.274
12-31-2003 86.226 63.66
09-30-2003 86.803 62.955
06-30-2003 90.888 63.034
03-31-2003 99.308 63.233
12-31-2002 106.99 62.526