Efficiency Ratio Over Time
Efficiency Ratio Northern Nevada Bank All Insured Commercial Banks in Nevada
09-30-2006 52.904 54.712
06-30-2006 53.791 55.238
03-31-2006 52.806 57.765
12-31-2005 54.371 62.107
09-30-2005 57.075 63.73
06-30-2005 61.162 57.5
03-31-2005 61.555 59.411
12-31-2004 54.668 61.055
09-30-2004 52.614 60.665
06-30-2004 51.911 62.589
03-31-2004 52.885 63.499
12-31-2003 53.38 68.183
09-30-2003 55.538 69.216
06-30-2003 59.95 72.455
03-31-2003 65.591 72.643
12-31-2002 81.754 78.762