Efficiency Ratio Over Time
Efficiency Ratio Northern National Bank All Insured Commercial Banks in Minnesota
09-30-2009 89.857 73.299
06-30-2009 87.325 73.728
03-31-2009 78.415 72.218
12-31-2008 59.057 70.751
09-30-2008 60.447 69.076
06-30-2008 49.773 68.994
03-31-2008 74.35 69.012
12-31-2007 66.006 67.104
09-30-2007 67.887 65.982
06-30-2007 69.622 66.544
03-31-2007 69.44 66.538
12-31-2006 63.755 64.583
09-30-2006 63.622 63.158
06-30-2006 64.953 63.582
03-31-2006 65.34 64.084
12-31-2005 65.041 63.714
09-30-2005 65.458 62.201
06-30-2005 66.076 62.651
03-31-2005 67.071 62.926
12-31-2004 67.618 63.335
09-30-2004 68.313 61.98
06-30-2004 69.768 62.61
03-31-2004 75.339 63.48
12-31-2003 69.486 63.289
09-30-2003 68.954 61.468
06-30-2003 71.596 61.298
03-31-2003 70.729 62.209
12-31-2002 68.774 61.807