Relationships	Role	Relationship Start	Relationship End
Keystone Financial, Inc.	Parent	7/29/1983	12/31/1998
Northern Central Realty Company	Subsidary	12/31/1984	12/31/1998
Keystone Brokerage, Llc	Subsidary	11/29/1985	1/31/1989

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Keystone Financial Bank, National Association	Buyer	6,760,945	Pooling of Interests	Discontinued	1/1/1999
The First National Bank Of Bradford County	Seller	150,194	Acquisition	Discontinued	12/30/1995
Ncb Bank	Seller	107,738		Discontinued	1/2/1987
The Farmers National Bank Of Rome	Seller	7,715		Discontinued	6/27/1983
The State Bank Of Avis	Seller	47,453		Discontinued	6/27/1983
The Lewisburg National Bank	Seller	40,821		Discontinued	8/15/1980
The First National Bank Of Millville	Seller	16,507		Discontinued	5/12/1979
The Guarantee Trust And Safe Deposit Company Of Shamokin, Pa.	Seller	36,305		Discontinued	10/3/1977
The First National Bank Of Dushore	Seller	16,535		Discontinued	7/1/1975
Susquehanna Valley Bank And Trust Company	Seller	14,112		Discontinued	5/3/1974
First Citizens National Bank	Seller	8,867		Discontinued	4/30/1973
The Athens National Bank	Seller			Discontinued	7/17/1972
Milton Bank And Safe Deposit Company	Seller			Discontinued	5/4/1970
West Branch Bank And Trust Company, The	Seller			Discontinued	11/4/1963