Efficiency Ratio Over Time
Efficiency Ratio Northern California National Bank All Insured Commercial Banks in California
12-31-2016 55.951 64.937
09-30-2016 56.257 66.092
06-30-2016 56.519 67.144
03-31-2016 56.73 68.254
12-31-2015 59.148 68.735
09-30-2015 59.402 69.456
06-30-2015 60.179 70.381
03-31-2015 62.809 71.861
12-31-2014 61.092 72.553
09-30-2014 61.242 72.41
06-30-2014 62.282 73.547
03-31-2014 62.297 75.136
12-31-2013 59.715 74.39
09-30-2013 59.249 74.229
06-30-2013 59.404 74.916
03-31-2013 59.488 75.692
12-31-2012 61.205 74.083
09-30-2012 62.274 74.121
06-30-2012 62.934 75.117
03-31-2012 63.878 75.972
12-31-2011 67.223 76.681
09-30-2011 68.524 76.538
06-30-2011 70.737 77.016
03-31-2011 74.373 76.962
12-31-2010 73.641 79.38
09-30-2010 73.395 79.416
06-30-2010 73.25 80.72
03-31-2010 73.343 82.516
12-31-2009 83.179 89.03
09-30-2009 86.084 89.748
06-30-2009 87.247 94.314
03-31-2009 87.862 95.606
12-31-2008 94.708 89.236
09-30-2008 97.987 85.939
06-30-2008 99.363 85.896
03-31-2008 98.716 85.386
12-31-2007 109.203 83.041
09-30-2007 107.715 79.26
06-30-2007 107.183 78.029
03-31-2007 106.497 76.688
12-31-2006 128.96 80.037
09-30-2006 124.338 76.157
06-30-2006 178.355 70.367
03-31-2006 69.95
12-31-2005 74.917
09-30-2005 71.155
06-30-2005 70.343
03-31-2005 68.656
12-31-2004 71.614
09-30-2004 71.664
06-30-2004 72.622
03-31-2004 74.921
12-31-2003 78.394
09-30-2003 69.685
06-30-2003 70.304
03-31-2003 69.597
12-31-2002 70.571