Noble Community Bank
Sparta, NJ — Domestic Branch of a Domestic Bank
Acquired Jan 2009
Efficiency Ratio Over Time
| Efficiency Ratio | Noble Community Bank | All Insured Commercial Banks in New Jersey |
| 09-30-2008 | 167.154 | 101.217 |
| 06-30-2008 | 193.333 | 93.732 |
| 03-31-2008 | 180.567 | 89.248 |
| 12-31-2007 | 192.153 | 90.936 |
| 09-30-2007 | 196.641 | 86.235 |
| 06-30-2007 | 202.174 | 86.859 |
| 03-31-2007 | 204.546 | 82.448 |
| 12-31-2006 | 236.536 | 80.57 |
| 09-30-2006 | 244.557 | 80.45 |
| 06-30-2006 | 249.375 | 81.332 |
| 03-31-2006 | 278.723 | 84.139 |
| 12-31-2005 | 385.662 | 73.281 |
| 09-30-2005 | 377.515 | 67.202 |
| 06-30-2005 | 65.906 | |
| 03-31-2005 | 66.772 | |
| 12-31-2004 | 67.556 | |
| 09-30-2004 | 67.43 | |
| 06-30-2004 | 68.24 | |
| 03-31-2004 | 68.983 | |
| 12-31-2003 | 70.163 | |
| 09-30-2003 | 70.632 | |
| 06-30-2003 | 69.756 | |
| 03-31-2003 | 70.823 | |
| 12-31-2002 | 71.543 |