Efficiency Ratio Over Time
Efficiency Ratio New Windsor State Bank All Insured Commercial Banks in Maryland
12-31-2016 80.037 72.114
09-30-2016 79.023 73.594
06-30-2016 78.765 73.317
03-31-2016 79.033 75.18
12-31-2015 74.777 74.307
09-30-2015 73.907 73.798
06-30-2015 73.706 75.101
03-31-2015 74.712 75.696
12-31-2014 77.811 74.405
09-30-2014 77.515 74.964
06-30-2014 77.912 75.813
03-31-2014 78.033 75.763
12-31-2013 84.229 75.617
09-30-2013 84.712 74.858
06-30-2013 86.465 75.097
03-31-2013 86.245 76.025
12-31-2012 80.518 76.313
09-30-2012 80.102 74.919
06-30-2012 81.22 74.943
03-31-2012 81.388 73.762
12-31-2011 97.682 76.477
09-30-2011 92.189 75.062
06-30-2011 89.543 75.897
03-31-2011 92.089 76.908
12-31-2010 84.534 75.301
09-30-2010 85.179 73.898
06-30-2010 86.742 76.508
03-31-2010 88.512 74.453
12-31-2009 87.581 81.462
09-30-2009 87.191 83.788
06-30-2009 87.219 87.493
03-31-2009 87.272 85.072
12-31-2008 83.502 78.412
09-30-2008 84.057 76.225
06-30-2008 85.865 79.425
03-31-2008 89.659 74.589
12-31-2007 84.424 72.092
09-30-2007 83.73 69.78
06-30-2007 84.04 66.598
03-31-2007 86.384 67.486
12-31-2006 84.112 64.324
09-30-2006 82.599 62.96
06-30-2006 81.13 63.355
03-31-2006 77.959 65.04
12-31-2005 72.691 63.038
09-30-2005 70.1 63.109
06-30-2005 72.477 62.947
03-31-2005 74.604 63.513
12-31-2004 73.804 66.675
09-30-2004 74.744 65.184
06-30-2004 78.832 63.468
03-31-2004 80.005 63.796
12-31-2003 71.107 63.855
09-30-2003 66.995 62.07
06-30-2003 65.189 61.781
03-31-2003 64.838 62.014
12-31-2002 68.762 63.249