Efficiency Ratio Over Time
Efficiency Ratio New Liberty Bank All Insured Commercial Banks in Michigan
03-31-2010 197.015 76.883
12-31-2009 120.994 82.058
09-30-2009 122.116 81.121
06-30-2009 129.161 82.109
03-31-2009 104.358 80.184
12-31-2008 105.517 80.181
09-30-2008 84.046 75.465
06-30-2008 76.287 75.619
03-31-2008 87.355 76.097
12-31-2007 81.688 72.221
09-30-2007 82.096 70.635
06-30-2007 85.633 69.92
03-31-2007 85.696 70.315
12-31-2006 80.755 66.877
09-30-2006 76.098 65.716
06-30-2006 76.464 66.171
03-31-2006 78.916 66.982
12-31-2005 86.81 64.078
09-30-2005 87.94 64.016
06-30-2005 89.627 63.808
03-31-2005 93.513 64.541
12-31-2004 90.871 64.329
09-30-2004 90.37 64.747
06-30-2004 92.969 65.538
03-31-2004 92.933 66.274
12-31-2003 92.513 63.66
09-30-2003 93.267 62.955
06-30-2003 93.34 63.034
03-31-2003 98.723 63.233
12-31-2002 111.187 62.526