Efficiency Ratio Over Time
Efficiency Ratio New Jersey Community Bank All Insured Commercial Banks in New Jersey
12-31-2016 147.957 74.417
09-30-2016 149.143 75.092
06-30-2016 149.09 76.58
03-31-2016 131.798 77.142
12-31-2015 112.852 77.878
09-30-2015 107.374 77.461
06-30-2015 105.783 77.844
03-31-2015 105.602 77.466
12-31-2014 89.028 81.231
09-30-2014 86.504 80.725
06-30-2014 82.63 79.986
03-31-2014 95.429 78.922
12-31-2013 125.025 78.964
09-30-2013 85.894 77.051
06-30-2013 82.664 77.376
03-31-2013 83.852 76.545
12-31-2012 84.94 76.85
09-30-2012 86.521 75.822
06-30-2012 81.028 75.688
03-31-2012 80.544 73.827
12-31-2011 75.365 75.066
09-30-2011 73.98 74.154
06-30-2011 70.638 74.597
03-31-2011 70.838 74.854
12-31-2010 83.674 75.764
09-30-2010 87.447 76.636
06-30-2010 92.827 78.822
03-31-2010 99.215 78.575
12-31-2009 136.874 92.373
09-30-2009 155.122 96.313
06-30-2009 184.395 103.931
03-31-2009 228.631 103.792
12-31-2008 453.445 106.805
09-30-2008 591.824 101.217
06-30-2008 93.732
03-31-2008 89.248
12-31-2007 90.936
09-30-2007 86.235
06-30-2007 86.859
03-31-2007 82.448
12-31-2006 80.57
09-30-2006 80.45
06-30-2006 81.332
03-31-2006 84.139
12-31-2005 73.281
09-30-2005 67.202
06-30-2005 65.906
03-31-2005 66.772
12-31-2004 67.556
09-30-2004 67.43
06-30-2004 68.24
03-31-2004 68.983
12-31-2003 70.163
09-30-2003 70.632
06-30-2003 69.756
03-31-2003 70.823
12-31-2002 71.543