Efficiency Ratio Over Time
Efficiency Ratio National Bank & Trust All Insured Commercial Banks in Texas
12-31-2016 65.111 66.762
09-30-2016 66.052 66.187
06-30-2016 65.308 66.286
03-31-2016 61.631 66.484
12-31-2015 60.549 67.473
09-30-2015 59.606 67.019
06-30-2015 60.482 67.62
03-31-2015 58.926 68.379
12-31-2014 57.734 67.933
09-30-2014 57.098 67.76
06-30-2014 57.329 68.348
03-31-2014 55.731 69.161
12-31-2013 57.305 70.01
09-30-2013 57.623 69.448
06-30-2013 57.42 70.111
03-31-2013 56.025 71.168
12-31-2012 55.39 70.289
09-30-2012 53.168 69.365
06-30-2012 55.701 69.7
03-31-2012 54.295 69.836
12-31-2011 53.223 71.203
09-30-2011 52.118 70.717
06-30-2011 50.005 71.672
03-31-2011 51.059 72.166
12-31-2010 54.817 72.798
09-30-2010 53.482 71.344
06-30-2010 51.939 71.672
03-31-2010 50.122 72.124
12-31-2009 57.918 72.899
09-30-2009 57.397 71.928
06-30-2009 57.682 72.628
03-31-2009 54.956 71.399
12-31-2008 57.445 70.933
09-30-2008 58.791 69.839
06-30-2008 59.935 70.152
03-31-2008 64.395 69.753
12-31-2007 69.24 68.047
09-30-2007 71.309 66.762
06-30-2007 72.627 66.933
03-31-2007 77.018 66.629
12-31-2006 68.37 66.288
09-30-2006 75.57 64.993
06-30-2006 74.789 65.249
03-31-2006 77.352 65.978
12-31-2005 65.79 67.153
09-30-2005 64.269 66.756
06-30-2005 62.259 67.031
03-31-2005 59.925 67.486
12-31-2004 61.574 69.184
09-30-2004 60.473 68.305
06-30-2004 62.137 68.807
03-31-2004 62.112 69.055
12-31-2003 65.588 69.41
09-30-2003 66.066 68.526
06-30-2003 66.749 68.452
03-31-2003 68.395 68.632
12-31-2002 65.665 67.534